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By Ron Pollack
If you have Medicare, you know that as soon as the leaves start falling from the trees, your mailbox will fill up with information about your Medicare choices for 2012. And, as tempting as it is to ignore it all, you really should take the time to review your current Medicare coverage to see if it will be different next year and whether you want to switch plans.
You’ve worked hard, saved what you can, and you think you’re pretty well set for retirement. However, as recent stock market fluctuations make clear, a lot can happen to derail your good planning.
There’s a saying that good help is hard to find. If you or someone you love has ever needed care at home, you know how true that is. One reason it’s so hard to find the right help is that there’s a national shortage of long-term care workers from home health aides to long-term care nurses. That can make it harder to find the help you may need to stay at home and out of a nursing home. But there are some changes on the horizon that will help.
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